Welcome to Business Terminology!

Have you ever stumbled upon some business jargon and clicked on 20-odd articles to clearly understand what it means? We feel you!

And hence, we have created this repository of terms with deep research and fine detailing. 

Find everything from bootstrapping to funding, from NDA to balance sheets, explained through in-depth articles written by industry experts!

If you can’t find a topic you are looking for, kindly allow us some time! We are constantly understanding and learning your needs. You can also fill this form to let us know your suggestions or queries.

Let’s get started.

Balance Sheets

A balance sheet is a financial statement of a company. It includes assets, liabilities, equity capital, total debt etc. at a particular point in time. It includes assets on one side and liabilities on the other.

Simply put, it is a snapshot of the financial status of a company at any given time. It is usually calculated every quarter, six months or a year. 

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Bootstrapping means starting and growing a startup from scratch without anyone’s financial help. It is a process wherein a new business gets started with its operation without any external funding. 

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Inventory Management

Inventory management includes aspects such as controlling and overseeing purchases, both from the suppliers and from the customers. This includes maintaining stock, controlling the amount of product for sale and order fulfilment.

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Minimum Viable Product

A minimum viable product means a product which usually has one basic set of features. It is released to a handful of people to test a new business idea and gauge people’s or your potential customers’ reaction to it.

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A non-disclosure agreement or NDA is a written contract between two parties (people or organisations) that prohibits the sharing of confidential information shared between both the ends.

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PAN Card

A Permanent Account Number is a 10-character alphanumeric identifier. It is issued by the Income Tax Department to all judicial entities identified under the Indian Income Tax Act, 1961. The primary purpose of PAN is to identify all financial transactions of an individual or company and prevent the evasion of taxes. PAN also acts as an important proof of identification. 

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Payment Gateway

An online payment gateway (PG) is a tunnel that connects your bank account to the platform where you need to transfer your money. A PG is a software that authorises you to conduct an online transaction through different payment modes like net banking, credit card, debit card, UPI or the many online wallets that are available these days.

A PG plays the role of a third party that securely transfers your money from the bank account to the merchant’s payment portal.

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Pre-money & Post-money Valuation

Pre-money valuation refers to the value of a company excluding the latest round of funding. Simply put, pre-money valuation evaluates the worth of the startup before it steps out to receive the next round of investment. Post-money valuation, on the other hand, refers to the value of a company after it raises money and investment for itself. This includes outside financing or the latest rounds of funding.

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Startup Funding

Funding is the money raised by a startup or provided by an individual, organisation or government bodies to a startup for a particular purpose.

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Venture Capitalist

Venture capitalists are well-heeled investors that often invest their capital in businesses with indelible growth opportunities. The infused capital is called venture capital. 

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We are constantly adding more terms on this page to simplify your queries. Keep visiting this page to stay updated!

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Published by Khushali Shah

Khushali is a content marketer at Razorpay. A logophile, traveler and inbound marketing enthusiast, she loves questioning the 'why' and 'how' of almost everything.

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